Protect You and Your Family From High Ambulance Costs
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Choose Medical Access & Service Advantage (MASA®)

Emergency transportation coverage with no dollar limits. Avoid surprise bills during or after an emergency.

Medical Transportation Financial Protection

Transporting someone on a stretcher.

Whether you are at home or traveling, MASA, administered by AMBA, helps ensure that a medical emergency does not also become a financial emergency. It covers costs that Medicare and insurance plans often leave behind, the ambulance ride to the hospital.

MASA is not an insurance plan, but a membership that helps protect you from out-of-pocket expenses for emergency medical transportation and associated expenses. Services are paid in full, with no deductibles, co-pays, or dollar limits.

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Choose From Various Coverage Options

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MASA Platinum Membership

Emergency Shield Membership

Emergency Air & Ground Ambulance

Hospital to Hospital Ambulance

Repatriation to Hospital Near Home

Patient Return Transportation

Companion Transportation

Hospital Visitor Transport *Enhanced w/ Emergency Shield

Minor Return Transportation

Vehicle & RV Return

Pet Return Transportation

Organ Retrieval & Organ Recipient Transportation

Mortal Remains Transportation

Covid Quarantine Expense Protection

Extended Hospital Stay Incidental Expenses

Medical Payments Advisor

Transport from Hospital to Required Destination

Hospital Private Room Upgrade

Grandchildren & Great Grandchildren Protection

Companion Return Transportation

Monthly Price (Single / Family)

$27 / $35

$39 / $49

Annual Price (Single / Family)

$324 / $420

$1,305 / $1,755

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This material is for informational purposes only and does not provide any coverage. The benefits listed, and the descriptions thereof, do not represent the full terms and conditions applicable for usage and may only be offered in some memberships or policies. Premiums and benefits vary depending on the plan selected. Out-of-pocket amounts vary based upon circumstances, primary coverage, and changes in federal and state laws. For a complete list of benefits, premiums, terms, conditions, and restrictions, please refer to the applicable member services agreement or policy for your state.

Advantages of MASA

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Since 1974 Serving families in emergency for 50+ Years

A+ Rating
Rated by the Better Business Bureau

No Dollar Limits
For applicable emergency transportation costs

Ambulance

How Does MASA Work?

  1. Call 911

    When faced with an emergency, don’t think twice about whether or not your ambulance bill will be covered. Call 911 and get the help you need right away. You do not need to contact MASA or AMBA in a medical emergency.

  2. Take Advantage of Your Benefits

    Your MASA membership includes more than just ambulance and air ambulance coverage. It also covers services like hospital private room upgrades, vehicle return, and more, giving you added protection and peace of mind during your recovery.

  3. Send Your Medical Transportation Bills to MASA

    After your emergency transport, simply send your medical transportation bills directly to MASA. There’s no complicated paperwork or claims process for you to handle. MASA pays the eligible bills in full, with no co-pays or deductibles required.

Frequently Asked Questions

Who can enroll in MASA?

Anyone aged 18 or older is eligible to enroll with a MASA plan, administered by AMBA. There are no health questions or medical exams. Certain plans or the lifetime policies may have an age requirement. TAlk to a representative to see what coverage you may qualify for.

Do I need to be on Medicare to sign up?

No. MASA is available to anyone 18 or older, whether or not you have Medicare or other insurance. It works alongside your existing coverage to help with costs that Medicare and private insurance often do not fully pay.

How do I enroll?

Enrolling is simple. You can choose a monthly or lifetime plan that fits your needs. Choose your plan or call our toll-free number to get started.

Does MASA cover me while traveling internationally?

Yes. MASA offers worldwide coverage, including emergency air and ground ambulance transportation, repatriation, and other services when you’re traveling abroad. Coverage includes the United States, Canada, Mexico, the Caribbean (excluding Cuba), the Bahamas, and Bermuda. If you plan to travel outside these areas, notify MASA 10 days before your trip to adjust your global medical transportation coverage.

Does MASA cover my family?

Yes! MASA offers family plans that cover your spouse and dependent children. Some plans also provide benefits to eligible grandchildren or great-grandchildren when they are traveling with you.

How does MASA work with Medicare or private insurance?

MASA is not insurance but helps cover the out-of-pocket costs that your insurance plan may not fully pay, like deductibles or uncovered charges for emergency medical transportation.

Doesn’t my health insurance cover the ambulance costs?

There are various reasons why you may be obligated to pay a high ambulance bill. The ambulance that picks you up may be out-of-network, the reason for your trip may not be deemed a medical necessity or you might still have to meet your health insurance deductible.

Is MASA available in all states?

MASA is available in most states. For details about coverage in your area, please call our toll-free number or talk to an AMBA representative.

Who provides this plan, MASA or AMBA?

This membership plan is provided by MASA and administered by AMBA, If you have any questions about your policy, membership details, and more, you can expect to talk to an experienced AMBA representative.

Coverage That Travels With You

If you are someone who loves to travel, MASA makes sure you are covered. Medical emergencies can happen anywhere, and the cost of ambulance or air ambulance services can be especially high when you are away from home. MASA membership covers these costs, so you can explore with confidence, knowing you are protected no matter where your journey takes you.

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